Utilization rate (lending protocols)

Yearn Finance's assessment for RD-F-066 — scored not_applicable on the v1.7.0 rubric. The evidence below is the curator's reasoning for this score.

Evidence summary #

Yearn Finance is a yield aggregator with no borrow markets and no utilization rate. Cache confirms: sources.defillama.borrow.present=false, total_borrowed_usd=null, utilization_rate_pct=null. Per PD-024 Cat 4 applicability table, RD-F-066 is lending-only and produces not_applicable for non-lending protocol types.

Sources #

Internal
Taxonomy Cat 4 PD-024 applicability; Yearn data cacheresearch/outputs/03-taxonomy.md Cat 4 PD-024 resolution: RD-F-066 lending-only, N/A for non-lending protocols. Yearn cache: borrow.present=false, total_borrowed_usd=nullretrieved 2026-05-16
Docs
yVaults v3 - Yearn DocsYearn V3 overview: vaults allocate depositor funds to yield strategies; no borrow/supply market architecture; protocol is categorized YIELD not LENDINGretrieved 2026-05-16

Methodology #

Read the borrowed/supplied ratio per market; flag markets above 95% utilization as at-risk for withdrawal freeze.

See the full factor methodology and distribution across all protocols →

rubric_version v1.7.0 protocol yearn-finance factor RD-F-066 score not_applicable collected_at 2026-05-16 08:34:32