Utilization rate (lending protocols)

Sky Lending (formerly MakerDAO)'s assessment for RD-F-066 — scored not_applicable on the v1.7.0 rubric. The evidence below is the curator's reasoning for this score.

Evidence summary #

Sky Lending is a CDP stablecoin issuer, not a pooled lending protocol. There is no depositor/borrower utilization rate. DefiLlama borrow.present=false confirms no standard borrow/supply reporting.

Detail #

CDP architecture: users lock collateral, mint USDS. The protocol itself is the issuer; there is no pool of supplied assets to borrow against. Utilization rate (borrowed/supplied ratio per market) is meaningless in this context. Data cache sources.defillama.borrow.present=false.

Sources #

Partner feed
DefiLlama borrow data — Sky LendingData cache: borrow.present=falseretrieved 2026-04-27

Methodology #

Read the borrowed/supplied ratio per market; flag markets above 95% utilization as at-risk for withdrawal freeze.

See the full factor methodology and distribution across all protocols →

rubric_version v1.7.0 protocol sky-lending factor RD-F-066 score not_applicable collected_at 2026-04-28 00:43:18