Utilization rate (lending protocols)

Polymarket's assessment for RD-F-066 — scored not_applicable on the v1.7.0 rubric. The evidence below is the curator's reasoning for this score.

Evidence summary #

Polymarket is a prediction market, not a lending protocol. No borrow/supply markets exist. Utilization rate is not a meaningful metric. CTF outcome tokens are 100% fully collateralized (1 YES + 1 NO = 1 pUSD). Data cache confirms: borrow.present=false, total_borrowed_usd=null. N/A per taxonomy §Cat 4 PD-024 (lending-only factors).

Sources #

Docs
Polymarket docs — CTF overviewCTF fully-collateralized structure: 1 YES + 1 NO = 1 pUSDretrieved 2026-04-29
Internal
Polymarket data cache — borrow sectionTaxonomy §Cat 4 PD-024: utilization rate is lending-only. Data cache borrow.present=false.retrieved 2026-04-29

Methodology #

Read the borrowed/supplied ratio per market; flag markets above 95% utilization as at-risk for withdrawal freeze.

See the full factor methodology and distribution across all protocols →

rubric_version v1.7.0 protocol polymarket factor RD-F-066 score not_applicable collected_at 2026-04-29 16:25:39