Utilization rate (lending protocols)
Maple Finance's assessment for RD-F-066 — scored yellow on the v1.7.0 rubric. The evidence below is the curator's reasoning for this score.
Evidence summary #
Protocol-wide utilization 85.38% ($1.451B borrowed / $1.699B supplied) as of 2026-04-27 cache; supply has since rebounded to $2.09B (DefiLlama, 2026-05-07) which would mechanically reduce utilization assuming the loan book is sticky. Reading remained within the 80-95% yellow band at last full snapshot. Recommend a fresh borrow-side refetch before the next rubric pass.
Detail #
data-cache borrow fields: total_supplied_usd=1699470906, total_borrowed_usd=1450972496, utilization_rate_pct=85.38. The ~14.62% buffer corresponds to ~$248M. In context of the -31.62% 30d TVL decline, ongoing capital outflows against a relatively fixed loan book (loans have fixed terms) could push utilization higher over the next weeks. Yellow rather than red because current reading is below 95%.
Sources #
- Partner feedMaple Finance TVL/Borrow Data - DefiLlamaDefiLlama data-cache borrow object, fetched 2026-04-27T05:07:17Zretrieved 2026-04-27
- https://api.llama.fi/protocol/maple-financeretrieved 2026-05-06
Methodology #
Read the borrowed/supplied ratio per market; flag markets above 95% utilization as at-risk for withdrawal freeze.
See the full factor methodology and distribution across all protocols →