Utilization rate (lending protocols)

Lista DAO's assessment for RD-F-066 — scored green on the v1.7.0 rubric. The evidence below is the curator's reasoning for this score.

Evidence summary #

Aggregate utilization rate 15.95% (total borrowed $189.459M / total supplied $1.188B). Well below 80% yellow threshold. No market-level withdrawal freeze risk at aggregate level. Individual market utilization not enumerable without RPC but overall picture strongly green.

Sources #

URL
DefiLlama — Lista Lending protocol pageDefiLlama lista-lending protocol page showing borrowed vs supplied breakdown by chain (BSC $187.27M / ETH $2.19M borrowed)retrieved 2026-05-12
Internal
00-data-cache.json — DefiLlama borrow metricsdata cache sources.defillama.borrow: total_borrowed_usd=189459405, total_supplied_usd=1188102610, utilization_rate_pct=15.95retrieved 2026-05-12

Methodology #

Read the borrowed/supplied ratio per market; flag markets above 95% utilization as at-risk for withdrawal freeze.

See the full factor methodology and distribution across all protocols →

rubric_version v1.7.0 protocol lista-dao factor RD-F-066 score green collected_at 2026-05-12 17:54:05