Utilization rate (lending protocols)
Frax Finance's assessment for RD-F-066 — scored green on the v1.7.0 rubric. The evidence below is the curator's reasoning for this score.
Evidence summary #
Aggregate Fraxlend utilization: $8.19M borrowed vs ~$31.86M Fraxlend-specific TVL = ~25.7% utilization (Fraxlend-specific). Data cache reports 2.74% at protocol level (denominator = all Frax TVL). Target utilization range 75-85% per docs; current aggregate well below. No high-utilization lock-up risk at current volumes. 34 active tracked pairs. Individual pair utilization may vary; no specific pairs confirmed to be at critical utilization. Green for aggregate utilization significantly below distress threshold.
Sources #
- URLFraxlend TVL, Fees & Revenue — DefiLlamaDefiLlama fraxlend slug: $31.86M TVL, 34 pools trackedretrieved 2026-05-17
- Frax data cache — borrow/utilization data.research/protocols/frax/00-data-cache.json — borrow.total_borrowed_usd=8192175.97, utilization_rate_pct=2.74; fetched 2026-05-16T19:58:14Zretrieved 2026-05-16
- Interest Rates | Frax FinanceFraxlend interest rate docs: 75-85% target utilization range; rates adjust when above 85%retrieved 2026-05-17
Methodology #
Read the borrowed/supplied ratio per market; flag markets above 95% utilization as at-risk for withdrawal freeze.
See the full factor methodology and distribution across all protocols →