Utilization rate (lending protocols)
Fluid's assessment for RD-F-066 — scored yellow on the v1.7.0 rubric. The evidence below is the curator's reasoning for this score.
Evidence summary #
Aggregate utilization 83.52% ($777.9M borrowed / $931.4M supplied) as of 2026-04-29 per DefiLlama borrow data. This is elevated relative to protocol peers and limits withdrawal flexibility. Yellow: high utilization is a risk indicator but not a threshold breach in isolation; no market-specific panic-withdrawal event observed at assessment date beyond the Resolv incident outflows which stabilized.
Sources #
- URLDefiLlama — Fluid borrow dataDefiLlama API borrow field: total_supplied_usd 931376710, total_borrowed_usd 777855359, utilization_rate_pct 83.52retrieved 2026-04-29
Methodology #
Read the borrowed/supplied ratio per market; flag markets above 95% utilization as at-risk for withdrawal freeze.
See the full factor methodology and distribution across all protocols →
rubric_version v1.7.0 protocol fluid factor RD-F-066 score yellow collected_at 2026-04-29 10:35:01