Utilization rate (lending protocols)

Concrete's assessment for RD-F-066 — scored not_applicable on the v1.7.0 rubric. The evidence below is the curator's reasoning for this score.

Evidence summary #

Lending-specific factor. Concrete is an ERC-4626 yield vault factory with no borrow markets. Per PD-024 taxonomy §Cat 4 applicability: utilization rate is lending-only; N/A for yield vault protocols.

Sources #

Internal
Concrete data cache + taxonomy applicabilityTaxonomy §Cat 4 applicability table: RD-F-066 lending-only. Profile §1: category = YIELD (ERC-4626 vault factory). Data cache: borrow.present = false.retrieved 2026-05-17

Methodology #

Read the borrowed/supplied ratio per market; flag markets above 95% utilization as at-risk for withdrawal freeze.

See the full factor methodology and distribution across all protocols →

rubric_version v1.7.0 protocol concrete factor RD-F-066 score not_applicable collected_at 2026-05-17 14:36:59