defirisk.co
rubric v1.7.0

Utilization rate (lending protocols)

Circle USYC's assessment for RD-F-066 — scored not_applicable on the v1.7.0 rubric. The evidence below is the curator's reasoning for this score.

Evidence summary #

USYC is a tokenized money-market fund token, not a lending protocol. No borrow market exists. Data cache confirms borrow.present: false. PD-024: lending-only factor.

Sources #

  • Internal
    PD-024 not_applicable - lending-only factorData cache sources.defillama.borrow.present: false; protocol_type: evm_rwa; PD-024 lending-only designation in 03-taxonomy.md Category 4retrieved 2026-05-15

Methodology #

Read the borrowed/supplied ratio per market; flag markets above 95% utilization as at-risk for withdrawal freeze.

See the full factor methodology and distribution across all protocols →

rubric_version v1.7.0 protocol circle-usyc factor RD-F-066 score not_applicable collected_at 2026-05-15 21:56:43