Utilization rate (lending protocols)

Centrifuge's assessment for RD-F-066 — scored green on the v1.7.0 rubric. The evidence below is the curator's reasoning for this score.

Evidence summary #

Centrifuge is not a traditional lending protocol. The $78.5M outstanding borrow against ~$1.89B TVL = 4.15% utilization — extremely low, confirming most TVL is in liquid institutional fund products (JTRSY T-bills), not deployed into illiquid private credit loans. No market exceeds 95% utilization threshold.

Sources #

URL
https://docs.centrifuge.io/developer/protocol/overview/retrieved 2026-04-27

Methodology #

Read the borrowed/supplied ratio per market; flag markets above 95% utilization as at-risk for withdrawal freeze.

See the full factor methodology and distribution across all protocols →

rubric_version v1.7.0 protocol centrifuge factor RD-F-066 score green collected_at 2026-04-30 21:19:10